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how easy is it to finance a pool with less than perfect credit?
Most places finance them through consumer credit type loans and can secure the loan with a lien on the house. You do not require sterling credit but might look at an equity secured line of credit to purchase a pool. They cannot easily reposses a pool should you become delinquent on payments so the consumer loan may have a higher interest rate than a ELOC. You might also look into seeing what increase your homeowners insurance might incur with a pool. In general pools have a hard time recovering their costs at resale time. Consider all the options before getting to set on having one. In ground pools can also have several other issues to be weighed out. Above ground pools have their risks as well. Ask a few homeowners that already have a pool some questions and dont let a pool salesman convince you to buy one before you know the downsides and maintenance issues.
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